Insurance Claims for Hurricane Damage

If your organization or community suffers a hurricane, the full damage can be devastating. Your recovery will depend on how you assess and report the damage. Our team of experts helps you obtain the maximum claim recovery so you can get back on your feet sooner.
Although devastating, we have the experience and resources to help you obtain the maximum claim recovery from hurricane damage.

Hurricane damage can strike a devastating blow to your organization or community. As you deal with the chaotic aftermath, you will now also have to secure the funds for recovery. Will it come from insurance? Will it be enough? How will you know?

Our public adjusters have expertly managed claims for every type of disaster at the regional, state, and national levels. We are called upon by communities, non-profits, and government organizations for our unique ability to mobilize a top team of professionals who have the unmatched experience and comprehensive understanding of the laws, regulations, and policies involving disaster recovery. This enables us to consistently coordinate and obtain the maximum reimbursement for our clients so that they may recover sooner.

What To Focus On After Hurricane Damage

Make sure you fully understand the meaning of each of the following before you move forward. Feel free to reach out to us for a no-cost discussion about your claim.
  • Why should the county, city, town, or district optimize its claim?
  • Do we have a commitment to taxpayers to recover the most possible?
  • What if the insurance company engages a building consultant?
  • What is my agent/broker’s role?
  • Will my code upgrade coverage address all my code related issues? ADA, fire codes, etc.?
  • Is there coinsurance in my policy?
  • Do we need to issue an RFP in order to engage your services?
  • Who in our county, city, town, or district will be involved in making the decision to hire us?
  • Is your claim a result of an event that may be funded by FEMA? If so, it is your obligation to first maximize your insurance settlement to satisfy FEMA’s eligibility requirements.
  • Why can’t we do it ourselves?
  • What emergency facilities are necessary to continue operations?
  • Can temporary facilities still be used at the end of the claim and be considered permanent? If so, how?
  • How do existing plans for renovations or enhancements affect my claim?
  • What building codes and regulations must be considered in the reconstruction?
  • How do bond cycles affect the full replacement cost holdback provisions of a policy?

Property Damage Losses Government & Non-Profits Claims Recovery Process

Property Damage
Time Element
Life & Safety Issues
Mitigation of Damages
Establish A Preliminary Recovery Plan
Evaluation of Coverages
Valuation Of Damages, Claim Preparation, and Documentation
Negotiations & Settlement
Restoration Of Property & Operations

How Our Team Helps You

  • Evaluate Fully reviewing your insurance coverage.
  • Strategy Developing a claim management strategy.
  • Compliance Determining policy compliance issues.
  • Valuations Completing detailed valuations of building, equipment and inventory losses.
  • Interruption Formulating business interruption models.
  • Itemization Presenting and supporting an itemized claim package to your insurer.
  • Negotiation Negotiating on your behalf with your insurance company.
  • Communication Keeping you informed every step of the way.
  • Settlement Ultimately settling the claim for the maximum amount and with less hassle for you.

Government & Non-Profits We Have Helped

...we suffered a large rain event which affected over 50 of our schools...Within three weeks, AI had prepared the estimates...AI's professionalism led to a good working relationship with our insurance company's adjuster. There was never a time when I could not reach either you or a member of your staff to have my questions or concerns addressed. I believe that we picked an excellent company, AI, to provide adjusting services for the major catastrophe that befell our school district this year.
Kermit Falgout
Risk Manager - Houston Independent School District, Houston, TX
Testimonial

For decades, L’Auberge Chez François has been one of the leading restaurants in the metro Washington, D.C., area. Known for its exceptional French cuisine and impressive service, the restaurant is a longtime favorite of Washingtonians celebrating anniversaries, birthdays or other special occasions.

A magnitude 6.8 earthquake, called Nisqually in seismic circles, rocked Seattle, Washington, in 2001 and severely damaged the Starbucks corporate headquarters building.

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Related Resources

Contact Us

If you're suffering from a government & non-profit property claim, we can help!
Call us at 800.992.7771 or fill out the form below:
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Meet Your Public Adjuster
David Moore v2
David E. Moore
Chief Operating Officer
David has helped hundreds of business and home owners to recover financially after devastating property losses caused by both natural and man-made disasters.
Contact him today!